Title | 100N24-信用卡顧客之關係利益與關係慣性對顧客忠誠度之影響 -以顧客價值為中介變數The Effects of Relationship Benefit and Relationship Inertia on Customer |
Name | 陳淑華 |
Advisor | 楊敏里 老師 |
畢業日期 | 2012/06 |
Attachment | 100N24 |
Reference Link | |
Abstract | 企業可透過顧客關係管理,了解顧客並提供滿足其需求的產品與服務,必能 提高顧客滿意度,增加顧客的價值感受,留住忠誠的顧客為公司帶來實質效益。 本研究分析結果提供以下建議:一、建立顧客關係利益,以增強與顧客之間的連 結關係。二、強化顧客之關係慣性,以提升顧客忠誠度。三、建構高度顧客價值, 增加顧客滿意度,提高顧客忠誠度。本研究結果期能提供實務上對信用卡顧客關 係管理規劃及行銷策略之參考依據。 |
Bibliography | 一、中文部份 王乃俊(2006),銀行業服務品質、顧客滿意度與顧客忠誠度之研究:以嘉義市之 京城商銀分行為例,國立嘉義大學管理學院碩士在職專班碩士論文。 伍啟銘(2007),探討服務品質、顧客滿意度、顧客價值與購後行為意向之關聯— 以行動加值服務為例,國立高雄大學經濟管理研究所碩士論文。 吳宛津(2008),品牌權益、顧客價值、顧客滿意度與顧客忠誠度之影響研究-以 無名小站為例,銘傳大學傳播管理系研究所碩士論文。 李安娜(2008),遊客關係利益、關係傾向對服務提供者忠誠度之影響-以農業旅 遊為例,逢甲大學土地管理系碩士論文。 李凱傑(2011)服務品質、知覺價值、顧客滿意度、信任對顧客忠誠度之影響研究 ─以銀行業為例,國立勤益科技大學企業管理系碩士論。 周聰佑、許嘉倫(2008),產品創新對顧客忠誠皮影響之探討,朝陽商管評論,第 7卷第1期,頁1-26。 林佑珊(2006) 關係利益、關係品質與顧客自發表現行為之關係研究—以國內線 航空公司為例,國立嘉義大學休閒事業管理研究所碩士論文。 林南宏、何幸庭(2009),顧客價值與顧客關係管理績效之研究:來自台灣銀行業 的顧客觀點,顧客滿意學刊,第5卷第2期,頁1-頁36 林湘庭(2009),顧客關係利益對關係品質與顧客忠誠之影響-兼論關係品質中介 效果之探討,銘傳大學國際企業學系碩士論文。 邱展謙(2007),關係(Guanxi)對關係行銷結果之影響:關係(Guanxi)、關係利益與 顧客忠誠之整合研究,國立東華大學企業管理學系博士論文。 邱皓政(2006),量化研究與統計分析,台北:五南 南震杰(2005),運用線性結構模式探討共同基金投資績效、服務品質、顧客滿意 度、品牌權益對顧客忠誠度之影響,國立東華大學企業管理研究所碩士論文。 柯盈吟(2007),網路銀行自助服務創新對顧客價值與顧客準備之研究,靜宜大學 5 企業管理研究所碩士論文。 洪靜怡(2009),信用卡顧客行為意向模式之關聯性研究—以台灣北、中、南部為 例,成功大學統計學研究所碩士論文。 范家源(2004),探討銀行業導入顧客關係管理對顧客忠誠度之影響—以網路銀行 為例,國立東華大學企業管理研究所碩士論文。 徐慶良(2011),顧客關係管理對於顧客滿意度、顧客忠誠度以及未來往來意願之 關聯性探討-以銀行授信業務為例,南台科技大學高階主管企管碩士班碩士 學位論文。 張桂綾(2009),科技接受模型下關係慣性、轉換成本與服務便利性之因果關係探 討:以金融服務產業中網路銀行為例,國立臺北大學國際企業研究所碩士論 文。 許弘裕(2004),服務品質、顧客價值對消費者行為意向影響之研究─以國內一家 壽險業為例,朝陽科技大學保險金融管理系碩士論文。 陳方元(2006),台灣地區航空公司顧客關係利益與忠誠度關係之研究,國立成功 大學交通管理學系博士論文。 陳西雲(2008),消費金融業服務品質、顧客價值及關係品質對顧客忠誠度影響之 研究逢甲大學經營管理碩士論文。 陳瓊雯(2008),顧客知覺價值對顧客滿意度與忠誠度影響之研究—以銀行業為 例,國立臺北大學企業管理學系碩士論文。 曾裕益(2003),顧客價值分析與購買行為之研究-以信用卡郵購為例,銘傳大學 管理學院高階經理碩士論文。 曾靜美(2011),探討關係利益對員工滿意度,信任及承諾之影響-以人壽保險為 例,逢甲大學經營管理碩士論文。 黃建勝(2009),影響信用卡顧客忠誠度因素之探討,國立臺北大學企業管理學系 碩士在職專班碩士論文。 黃倩伶(2010),網路商店顧客關係慣性與滿意度模式之研究,中華大學經營管理 研究所碩士論文。 6 黃雅琦(2009),轉換成本與關係慣性對顧客留存的影響-以金融服務業為例,中 國文化大學國際企業管理研究所碩士論文。 黃鴻樵(2008),關係慣性、便利性、顧客滿意度與忠誠度關係之研究—以C 銀行 為例,亞洲大學國際企業學系碩士論文。 楊涵如(2007),顧客主導關係與關係利益對關係品質與忠誠度之影響,國立中興 大學企業管理學研究所高階經理人碩士論文。 廖貽平(2008),專業知識與關係銷售對理財專員及銀行忠誠度影響之研究,臺北 大學企業管理學系碩士論文。 蔡明春、吳羿蓁(2009),宅配業顧客關係慣性與忠誠度之關係模式,中華管理學 報,第10 卷第1 期,頁1-18。 蔡錦富(2008),台灣壽險業服務品質、顧客價值對顧客滿意度影響之研究—服務 創新調和作用之驗證,國立成功大學高階管理碩士論文。 鄭青展、陳坤志、鍾千惠(2008) 影響銀行顧客關係慣性與顧客忠誠度因素之關 聯性模式,中華管理學報,第9 卷第3 期,頁23-50。 盧玉蘭(2010),金融業財富管理顧客忠誠度之研究,龍華科技大學商學與管理研 究所碩士論文。 蕭文傑(2003),顧客價值與顧客忠誠度關係之研究-以T 連鎖餐廳為例,國立高 雄第一科技大學行銷與流通管理所碩士論文。 蕭穎謙(2010),量販店服務品質、顧客價值、顧客滿意度與忠誠度關係之研究, 華人經濟研究,第8 卷第1 期,頁33-53。 謝元榮(2008),顧客保留前置因素之研究-以國內信用卡產業為例,國立東華大 學企業管理學系碩士論文 謝依靜、吳嘉慧(2004),金融服務業顧客關係利益與忠誠度之探討,台灣管理學 刊,第4 卷第2 期,頁225-250。 瞿燕如(2010),顧客價值、顧客滿意度與忠誠度關係之探討-以銀行保險顧客為 例,東吳大學企業管理學系碩士論文。 簡永在(2002),顧客關係策略與顧客價值、滿意度及行為意向關聯性之研究,國 7 立台北科技大學商業自動化與管理研究所碩士論文。 簡若宇(2011),關係利益、關係品質、顧客自發表現行為相關性之探討–以臺灣 證券業為例,國立臺北大學企業管理學系碩士論文。 魏志仲(2005),服務業關係發展關鍵因素之研究,東海大學企業管理研究所碩士 論文。 羅彩文(2008),銀行業關係行銷與顧客忠誠度關聯性之研究,國立成功大學高階 管理碩士在職專班碩士論文。 行政院金融監督管理委員會銀行局 http://www.banking.gov.tw/ch/ 財團法人聯合信用卡處理中心:http://www.nccc.com.tw/ 二、英文部份 Baron, R. M., & Kenny, D. A. (1986). The moderator-mediator variable distinction in social psychological research: Conceptual, strategic, and statistical considerations. Journal of Personality and Social Psychology, 51(6), 1173-1182. Berry, L. L. (1995). Relationship marketing of service-growing interest, emerging perspectives. Journal of the Academy of Marketing Science, 23(4), 236-245. Bitner, M. J. (1995). Building service relationship: it’s all about promises. Journal of the Academy of Marketing Science, 23(4), 246-251. Blackwell, S.A, Szeinbach, S.L., Barnes, J.H., Garner, D. W., & Bush, V. (1999). The antecedents of customer loyalty: A empirical investigation of the role of personal and situational aspect on repurchase decisions. Journal of service Research, 1,152-160. Butz, H. E. Jr., & Goodstein, L. D. (1996). Measuring customer value: gaining the strategic advantage, Organizational Dynamics, 24, 63-77. Chaudhuri, A., & Holbrook, M. B. (2001) The Chain of Effects from Brand Trust and Brand Affect to Brand Performance: The Role of Brand Loyalty, Journal of Marketing, 65(2), 81-93. Chechen, L., Prashant, P., & Hong, N. L.(2006).The roles of habit and web site quality in e-commerce. International Journal of Information Management, 26, 8 469-483. Colgate, M. R., & Danaher, P. J. (2000). Implementing a customer relationship strategy: the asymmetric impact of poor versus excellent execution. Journal of the Academy of Marketing Science, 28 (3), 375-387. Colgate, M., & Lang, B. (2001). Switching barriers in consumer markets: an investigation of the financial services industry. Journal of Consumer Marketing, 18, 332-347. Cronin, J.J., Brady, M.K., & Hult, G.T.M. (2000). Assessing the effects of quality, value and customer satisfaction on consumer behavioral intentions in service environments. Journal of Retailing, 76(2), 193 -218 Dick, A.S., & Basu,K. (1994).Customer Loyalty:Toward an Integrated Conceptual Framework. Journal of the Academy of Marketing Science, 22 (2), 99-113. Dodds, B. W., & Monroe, K. B. (1985). The effects of brand and price information on subjective product evaluations. Advances in Consumer Research, 12, 85-90. Flint, D.J., Woodruff, R.B., & Gardial, S.F. (1997). Customer value change in industrial marketing relationships: a call for new strategies and research. Industrial Marketing Management, 26(2),163-175. Fornell, C. (1992). A National Customer Satisfaction Barometer: The Swedish Experience, Journal of Marketing, 56(1), 6-21. Fornell, C., & Larcker, V.F. (1981). Evaluating structural equation models with unobservable variables and measurement error. Journal of Marketing Research, 18(1), 39-50. Fornell, C.0., William, T. R., & Birger, W. (1985). Consumpton experence and sales promotion expenditure. Management Science, 31(9), 1084-1105. Gefen, D., (2003). TAM or just plain habit: A look at experienced online shoppers. Journal of End User Computing, 15, 1-13. Grewal, D., Monroe, K.B., & Krishnan, R. (1998). The effects of price-comparison advertising on buyer’s perceptions of acquisition value, transaction value, and behavioral intentions. Journal of Marketing, 62(2), 46-59. Gronholdt, L., Martensen, A., & Kristensen, K.,(2000). The relationship between 9 customer satisfaction and loyalty: Cross industry differences, Total Quality Management, 11(4-6), 509-514. Gwinner, K.P., Gremler, D.D., & Bitner, M.J. (1998). Relational benefits in services industries: The customer sperspective. Journal of the Academy of Marketing Science, 26(2), 101-114. Hair, J. F., Anderson, R. E., Tatham, R. L., & Black, W. C. (1998). Multivariate Data Analysis. N.Y.: Macmillan. Han, J. & Han, D.A .( 2001).A framework for analyzing customer value of internet business,Journal of Information Technology Theory and Application, 3(5),25-38. Heiens, R.A., & Pleshko, L.P. (1997). A preliminary examination of patient loyalty : An application of customer loyalty classification framework in healith care industry. Journal of Hospital Marketing, 11(2), 105-114. Hennig-Thurau, T., Gwinner, K. .,& Dwayne, D.G. (2002). Understanding relationship marketing outcomes. Journal of Servicer Research, 4(3), 230-247. Herington, C., & Weaven, S.(2007).Can banks improve customer relationships with high quality online services? Managing Service Quality. 17(4), 404-427. Hirschman, E.C & Holbrook, M.B. (1982). Hedonic consumption: emerging concepts, methods. and propositions, Journal of Marketing, 46, 92-101. Holbrook, M.B. (1996). Customer value-a framework for analysis and Research. Advances in Consumer Research. 23. 138-142 Holbrook, M B. (1999). Introduction to consumer value: a framework for analysis and research, New York, NY: Routledge. Jones, M.A., Mothersbaugh, D.L., & Beatty, S.E. (2003). The effects of locational convenience on customer repurchase intentions across service types, Journal of Services Marketing, 17(7), 701-712. Jones, T.O. & Sasser, W.E.(1995). Why satisfied customers defect. Harvard Business Review, 73(6), 88-99. Kotler, P., Ang, S. H., Leong, S.M., Tan, C. T. (1999). Marketing management – an Asian perspective, 2nd ed., Singapore: Prentice Hall, .17-31. Kotler, P. (1997), Marketing management: analysis, planning, implementation, and control, 9th ed., New Jersey: David Borkowsky. 10 Krejcie, R.V., & Morgan, D.W. (1970) Determining sample size for research activities. Educational and Psychological Measurement, 30, 607-610. Lam, S.Y., Shankar, V., Erramilli, M.K., & Murthy, B., (2004) Customer value, Satisfaction, loyalty, and switching costs: an illustration from a business-to-business service context. Journal of the Academy of Marketing Science, 32(3), 293-311. Liang, C.J., & Wang, W.H. (2004). Attributes, benefits, customer satisfaction and behavioral loyalty-an integrative research of financial services industry in Taiwan. Journal of Service Research, 4(1), 57-91. Limayem, M., & Hirt, S.G. (2003). Force of habit and information systems usage:theory and initial validation. Journal of the Association for Information Systems, 4, 65-97. Lin, H.H., & Wang, Y.S. (2006). An examination of the determinants of customer loyalty in mobile commerce contexts. Information and Management, 43(3), 271-282 Morgan, R.M., & Hunt, S.D. (1994). The commitment-trust theory of relationship marketing. Journal of Marketing, 58(1), 20-38. Neal(1999) Satisfaction is nice, but value drives loyalty, Marketing Research, 11,20-23. Nunnally, J.C. (1967). Psychometric theory. New York: McGraw – Hill. Ouellette, J.A., & Wood, W. (1998). Habit and intention in everyday life: the multiple processes by which past behavior predicts future behavior. Psychological Bulletin, 124(1), 54-74. Parasuraman, A., Berry, L. L., & Zeithaml, V. A. (1988). Comminucation and control processes in the delivery of service quality. Journal of Marketing, 52, 35-48. Reichheld, F.F., & Schefter, P. (2000). Your secret weapon on the web, Harvard Business Review, 78(4), 105-113. Reinartz, W.J., & Kumar, V. (2003). The Impact of customer relationship characteristics on profitable lifetime duration. Journal of Marketing, 67 (1), 77-99. Reynolds, K.E., & Beatty, S.E. (1999). Customer benefits and company consequences of customer-salesperson relationships in retailing. Journal of Retailing, 75, 11 (1) ,11-32. Roy, R., Chintagunta, P.K., & Haldar,S.(1996). A framework for investigating habits, the hand of the past, and heterogeneity in dynamic brand choice. Marketing Science, 15, 280-299. Ruyter, K.D., Bloemer, J., & Peeters, P. (1997). Merging service quality and service satisfaction: an empirical test of an integrative model, Journal of Economic Psychology, 18(4), 387-406. Selnes, F. (1993). An examination of the effect of product performance on brand reputation, satisfaction and loyalty, European Journal of Marketing, 27(9), 19-35. Seybold, P.B. (1998). Customers. com: How to create a profitable business strategy for the interned and beyond. Times Business, New York. Sheth, J.N., Newman, B.L., & Gross, B.L.(1991). Why we buy what we buy: a theory of consumer. Journal of Public Policy and Marketing, 22(2), 159-170. Shoemaker, S., & Lewis, R.C. (1999), Customer loyalty: The future of hospitality marketing, International Journal of Hospitality Management, 18(4). 345-370 Singh, J.,& Sirdeshmukh, D.(2000), Agency and trust mechanisms in consumer satisfaction and loyalty judgments, Journal of the Academy of Marketing Science, 28(1), 150-167. Sirohi, N., McLaughlin, E.W., & Wittink, D.R. (1998). A model of consumer 75 perceptions and store loyalty intentions for a supermarket retailer. Journal of Retailing, 74(2), 223-245. Sonmez, S.F., & Graefe, A.R. (1998). Determining future travel behavior from past travel experience and perceptions of risk and safety. Journal of Travel Research, 37(4),171-177. Stum, D.L., & Thiry, A. (1991). Building customer loyalty. Training and Development Journal, 45(4), 34-37. Sweeney, C.J., Soutar, G.N., & Johnson, L.W. (1999). The role of perceived risk in the quality-value relationship:a study in a retail environment. Journal of Retailing, 75(1), 77-105. Voss, G.B., Parasuraman, A., & Grewal,D. (1998). The roles of price, performance, and expectations in determining satisfaction in service exchanges, Journal of 12 Marketing, 62(10), 46-61. Wakefield, K.L.,& Barnes, J.H. (1996). Retailing hedonic consumption: a model of sales promotion of a leisure service. Journal of Retailing, 72 (4), 409-27. Wang, P., Fang, B., & Yun, X., (2006). A new user-habit based approach for early warning of worms. Computational Intelligence and Security, 38(2), 212-219. Wathne K.H., Biong, H., & Heide, J.B. (2001). Choice of supplier in embedded markets: relationship and marketing program effects, Journal of Marketing, 65(4), 54-66. Wyner, G. A.( 1998). The many faces of customer value. Marketing Research. 10, 34-35. Yen, H.J., & Gwinner, K.P. (2003). Internet retail customer loyalty: the mediating roleof relational benefits. International Journal of Service Industry Management, 14(5), 483-500. Zeithaml, V.A.(1981). How consumer evaluation processes differ between goods and services. In J.H. Donnelly & W.R. George (Eds.), Marketing of services. Chicago: American Marketing Association. Zeithaml, V. A., & Bitner, M.J. (2000). Services Marketing, McGraw-Hill, New York, NY. Zeithaml, V.A. (1988). Consumer perceptions of price, quality and value: a means-end model and synthesis of evidence. Journal of Marketing, 52(3), 2-22 |